Last updated: October 2026
This Privacy Policy explains how NaijaMoneyDesk (naijamoneydesk.com) collects, uses and protects information about visitors. NaijaMoneyDesk is operated by John Okoi Inah, Lagos, Nigeria (“we”, “us”). By using this site, you agree to this policy.
Information we collect
- Information you give us: if you email us, use a contact form or subscribe to updates, we collect your name, email address and anything you choose to write.
- Information collected automatically: like most websites, we collect technical data such as your IP address, browser type, device, pages visited, time spent and the site that referred you. This is collected through cookies and similar technologies.
We do not knowingly collect sensitive information such as bank details, and we never ask for it.
How we use information
- To run, maintain and improve the site
- To understand which content is useful, through analytics
- To reply to your messages
- To show advertising and track affiliate referrals
- To protect the site against fraud and abuse
Cookies
Cookies are small files stored on your device. We and our partners use them to remember preferences, measure traffic and show relevant ads. You can block or delete cookies in your browser settings, though some parts of the site may not work as well.
Google Analytics
We use Google Analytics to understand how visitors use the site. Google Analytics collects data such as pages viewed and approximate location using cookies. You can learn how Google uses this data at How Google uses information from sites that use its services, and opt out with the Google Analytics Opt-out Browser Add-on.
Advertising (Google AdSense)
We use, or may use, Google AdSense to show ads.
- Third-party vendors, including Google, use cookies to serve ads based on your previous visits to this website or other websites.
- Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the internet.
- You may opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors’ use of cookies for personalised advertising at www.aboutads.info.
Visitors from the European Economic Area, the United Kingdom and Switzerland will be asked for consent before personalised ads or non-essential cookies are used.
Affiliate links
Some links on this site are affiliate links. When you click one, the partner may set a cookie to record that you came from NaijaMoneyDesk. If you sign up or buy, we may earn a commission at no extra cost to you. Those partners handle your data under their own privacy policies.
Third-party links
We link to other websites. We are not responsible for their content or privacy practices, so please read their policies.
Sharing your information
We do not sell your personal information. We share data only with service providers that help run the site (hosting, analytics, advertising, email), or when required by law.
How long we keep data
We keep messages and subscriber details only as long as needed for the purpose they were collected, or as required by law. Analytics data is kept under Google Analytics’ retention settings.
Your rights
Depending on where you live, including under the Nigeria Data Protection Act 2023, the EU/UK GDPR and California privacy law, you may have the right to:
- access the personal data we hold about you
- correct or delete it
- object to or restrict how we use it
- withdraw consent at any time
To use any of these rights, email info@naijamoneydesk.com. You may also complain to the Nigeria Data Protection Commission or your local data protection authority.
Children
This site is not aimed at children under 13, and we do not knowingly collect their personal data. If you believe a child has sent us information, contact us and we will delete it.
Security
The site uses HTTPS encryption and we take reasonable steps to protect data. No method of transmission over the internet is completely secure.
Changes to this policy
We may update this policy. Changes take effect when posted here, with a new “Last updated” date.
Contact
Questions about this policy: info@naijamoneydesk.com